Home Bank Credit

Bank Credit

Scheduled Commercial Banks – Business in India
(₹ Billion)
Item Outstanding as on Jun. 24,
2016
Variation over
Financial year so far Year-on-Year
2015-16 2016-17 2015 2016
1 Liabilities to the Banking System
1.1 Demand and Time Deposits from Banks 1,403.0 87.0 –119.1 329.7 214.0
1.2 Borrowings from Banks 590.5 –27.8 –53.4 55.8 220.1
1.3 Other Demand and Time Liabilities 102.7 –4.2 18.5 –8.5 45.5
2 Liabilities to Others
2.1 Aggregate Deposits 95,955.3 2,124.6 2,682.4 8,464.1 8,497.8
2.1a Growth (Per cent) 2.5 2.9 10.7 9.7
2.1.1 Demand 8,939.5 113.8 49.5 558.0 885.4
2.1.2 Time 87,015.9 2,010.8 2,632.9 7,906.1 7,612.5
2.2 Borrowings 2,966.0 180.2 –23.8 402.9 527.1
2.3 Other Demand and Time Liabilities 4,822.1 –198.0 –218.3 38.9 448.1
3. Borrowings from Reserve Bank 827.4 –810.0 –1,497.2 542.6 55.4
4 Cash in Hand and Balances with Reserve Bank 4,621.0 –32.6 172.2 346.4 389.3
4.1 Cash in hand 680.8 46.0 106.4 79.2 101.3
4.2 Balances with Reserve Bank 3,940.2 –78.6 65.8 267.2 288.1
5 Assets with the Banking System
5.1 Balances with Other Banks 1,677.7 59.2 60.9 376.4 244.4
5.2 Money at Call and Short Notice 314.3 –100.3 –34.6 –83.5 188.6
5.3 Advances to Banks 262.5 –11.7 2.0 –28.6 85.1
5.4 Other Assets 304.2 –65.9 –73.6 105.1 –58.5
6 Investments 27,594.3 1,083.2 1,339.2 3,171.3 1,592.9
6.1a Growth (Per cent) 4.3 5.1 13.9 6.1
6.1 Government Securities 27,577.8 1,082.9 1,338.4 3,167.4 1,597.4
6.2 Other Approved Securities 16.6 0.3 0.8 3.9 –4.5
7 Bank Credit 72,559.5 942.0 63.3 5,356.8 6,253.3
7.1a Growth (Per cent) 1.4 0.1 8.8 9.4
7a.1 Food Credit 1,003.8 170.2 –48.7 –29.8 –110.5
7a.2 Non-food credit 71,555.7 771.9 112.1 5,386.5 6,363.8
7b.1 Loans, Cash credit and Overdrafts 70,476.5 1,001.5 139.3 5,403.4 6,351.2
7b.2 Inland Bills – Purchased 253.9 1.6 –3.2 –17.6 –91.8
7b.3 Discounted 1,223.0 –11.3 –65.7 28.3 34.3
7b.4 Foreign Bills – Purchased 218.2 –17.7 13.8 –17.9 –5.3
7b.5 Discounted 387.9 –32.2 –20.9 –39.5 –35.1